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Current or past mortgage arrears, CCJ's or defaults?
We understand that for no fault of their own some clients fall behind making their mortgage payments or may have CCJ's and defaults registered against them. Normally this is for reasons beyond their control. |
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 We also know that if you have mortgage arrears, CCJ's or defaults most bank's computer systems will automatically reject your mortgage or remortgage application because you do not fit their preset lending criteria. |
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| Our advisors treat each client as an individual. We do not rely on inflexible computer systems to assess your application. We want to help you get back on the straight and narrow. Our lenders will look at each case individually, and in most cases be able to obtain a mortgage, regardless of circumstances. |
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First time buyer mortgages |
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| As a first time buyer, it is important to ensure that you receive the best advice on finding and securing the most competitive mortgage deal available to you. Your mortgage will probably be the most important financial decision you ever make. The wrong decision could cost you thousands of pounds over the life of your loan. |
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| There are currently around 2,000 different first time buyer mortgage deals available, provided by over 40 UK lenders. It is of great importance to obtain independent advice from a fully qualified independent mortgage advisor, who works for you and not the lender. |
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| It’s probably been a while since you bought your home and chances are you’re like most people out there and can’t remember where to begin sorting out your mortgage or you just want to know more about the new options available to you. |
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| There are thousands of mortgage schemes to choose from which is good for you as this keeps prices competitive. However as a buyer it also means that the mortgage market place is very confusing. Don’t despair! We aim to make your home moving experience an easy one. |
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| We can help take the stress out of arranging your new mortgage. There are some products available to next time buyers that offer the following features: |
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Legal fees paid
Free valuations
No mortgage arrangement fees |
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| So, why spend hours searching the internet for the best mortgage deals available when you can take advantage of our experience in the mortgage market to identify the best product for you. You do not have to trawl through endless lists to finally arrive at the best mortgage for your individual needs. |
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